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What does your trainer suggest? He got you into this, so I imagine he has the training tips to get you through it. I think Susie’;s advice is excellent…;go swimming. The stretching & water resistance will surely/Shirley do wonders.
Getting a secured credit card is relatively easy. I think you’;ll get approved without moving your accounts.I’;d advise you to get a credit report to see why you got rejected for a credit card in your current bank. First thing that banks do before giving you credit is check what your credit score is, so that might be where the problem lies. It might that you made a few late payments or even some erroneously reported transaction.