1c3When you say that the Magi were definitively not at the manger and Jesus was 2 years old when they arrived, you assume that the star appeared when he was born. The only indication we have of that is the slaughter of children two and under. In other words, you’;re making the very same assumption that Herod made about the birth of the messiah–;not a strong move.
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The banks put through the higher dollar first and multiple time throughout the day to maximize the so called fees. Always trying to maximize the profits even with occasional mistakes and with overdraft protection.