Inquiries are either “;hard”; or “;soft.”; Soft inquires are routine mass prescreenings for credit card offers or routine checks by existing creditors. Those do not hurt your credit record and are not “;derogatory.”; “;Hard”; inquiries are applications for new credit that you make.You management of current and past credit is what affects you “;from getting low interest credit cards and personal loans.”;
Hey –; great blog, just looking around several blogs, seems a quite great platform you are using. I’;m currently using WordPress for a number of my sites but looking to change one amongst these over to a platform similar to yours as a trial run. Anything in particular you’;ll recommend about it?